Payments

Collect faster with Pay-by-Link, UPI and WhatsApp payment flows.

Connect every business transaction with payment links, UPI, QR, gateways and settlement tracking — with reminders that automatically link back to invoices, orders, bookings, fees and outstanding balances.

The problem

Collections slip when payment links, WhatsApp reminders and bank reconciliation live in different systems. Finance teams spend more time reconciling than collecting.

Our approach

MicroNXT wires payments across ERP, POS, WhatsApp and finance — with invoice-level tracking, ageing, reminders and reconciliation.

Key capabilities

Configured around real operations — not generic templates.

Pay-by-link collection

UPI & QR payments

Dealer payment links

Student fee links

Invoice-wise collection tracking

WhatsApp payment reminders

Payment status tracking

Settlement reconciliation

Outstanding ageing

Bank reconciliation support

Business outcomes

Faster invoice-to-cash cycle

Fewer manual reconciliations

Cleaner outstanding ageing per customer

Improved dealer & student payment discipline

AI-assisted layer

Where AI adds practical value

AI is used as an assistive layer. Business approvals, financial postings and operational decisions remain under user control.

AI-assisted payment follow-up prioritization
Collection risk summaries
WhatsApp reminder intelligence
Settlement exception summaries

Works with

PaytmMswipeRazorpayUPI / QRWhatsApp BusinessBank feeds

Ready to see it in your operations?

Book a working session with our solution team — we'll map your workflows and suggest the right starting point.